Are You Entrepreneur Material?

maxresdefaultDo you have what it takes to be a successful entrepreneur?

Starting a business isn’t for the faint of heart.

Take This quiz to determine if you have the right mix of leadership, experience, support, planning, and dealing with difficult obstacles (including yourself).

We’ll analyze your results, and provide recommendations for the steps you should take to follow your dream of becoming your own boss.  


To Read More Click This Link

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For Those Who Are Really…Sick Of Their Jobs Working For Others

If you’re given a choice of making $500 as a one-time payment OR getting only $100 but paid this amount every month for 20 years if not for life, which would you choose?

Majority of people are trapped in the rat race having jobs working for others but do not know how to get out.

This article offers a way out to achieve freedom through earning passive income. Internet business is recommended because it is exciting, rewarding and best home based business. Tips are given that are designed for professional business working from home.

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If you’re given a choice of making $500 as a one-time payment OR getting only $100 but paid this amount every month for 20 years if not for life, which would you choose?

If you work only once and get paid many times over, you’re earning a RESIDUAL INCOME. Of course you’d choose the latter.

Elvis Presley today “continues” to earn residual income even after death because his records continue to “work” for him due to continued demand from his fans.

Therefore it goes without saying that in order to build wealth, you need to tap into RESIDUAL INCOME.

Very often this is also referred to as “PASSIVE INCOME” because you could afford to be passive or non-active (i.e. not having to work) and still continue to receive income.

If you’re like most people, you’ve been conditioned your whole life to think about income as a process of trading time and effort for money. Like the majority, you have been brought up to have only one major objective in life – JOB! Incidentally, if you don’t already know, to many, JOB stands for “Just Over Broke”.

You work hard in schools so that you could get good grades to advance to colleges and universities where you work even harder so that you could get a good and secured JOB. Once you’ve got the jobs you want, you continue to work very hard in order to maintain them and to climb the so-called organizational ladder of success.

As a result, many have fallen into the trap of the RAT RACE and you know very well you can’t afford to stop because if you did, so would your income!

Although some of us could be drawing quite a handsome income, we’re not truly “wealthy” because we’re not free to do what we want and when we want with our money.

I’ve heard of many sad stories of “rich” EMPLOYEES not being able to spend badly needed valuable time with members of their families who’re sick in hospitals because they could not afford to be away from their place of work for too long as their services are urgently required by their employers. Doctors could not even really relax and enjoy a long vacation for fear of the loss of income or patients while their clinics remain closed.

Can I really have PASSIVE INCOME? You might ask. Indeed you can!

About 60 million people have access to the Internet – and yet it is still in its infancy. Every month millions of newcomers and thousands of businesses are reported to be setting up online. With this huge and expanding audience coupled with the fact that marketing and advertising can be done on the Internet so easily and at only a fraction of the costs of traditional methods, we now have a fantastic opportunity to be successful in online business.

Many companies have now aligned themselves with the Internet which has created many new paradigms in the past few years. Residual Incomes are made available to people from all walks of life. You can now make money online with simple and proven formula used by many to earn multiple streams of residual income.

However don’t believe what you’ve heard or seen in the Internet. Scepticism is encouraged because there are some dishonest people creating a lot of hype, unfulfilled promises and scams going around the Internet.

Fortunately however, these are the exception, rather than the rule. You must be able to feel absolutely confident about using the services offered by “Internet Business Gurus” to help you make money online before you sign up. If you have any slightest doubt at all, drop it and move on to another.

There’re many who belong to reputable organizations such as iCop

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Empowering Your Manager

“So much of what we call management consists in making it difficult for people to work.”

– Peter Drucker

empower-others-gates-Managing is often equated with controls rather than leading and developing a business. The manager feels more comfortable and secure when they are able to put in strict controls on everything that happens in a business organization. This is so especially of Senior Managements where the controls and directing becomes so severe that it erodes any creative freedom for the middle managers to work towards achieving the goals set out for them.

Here are a few simple prescriptions to get the best out of your managers.

Avoid Centralizing Decision Making

This is perhaps one of the best ways to achieve totals control. You feel by centralizing decision making you will be able to avoid wrong decisions. While this may be so to some extent who is to prevent your own wrong decisions. Unless your managers are able to make mistakes and learn from them you will never be able to develop expertise through experience. Centralizing decision making is also the surest method to kill your business growth.

Provide Working Space

The top management often entrust tasks and responsibilities to their subordinate managers. More often than not any specific time frames which are comfortable to achieve the given responsibilities or tasks are discussed. However in their anxiety or aggressiveness and sometimes over enthusiasm you start chasing your subordinate for action and results. If you do it too soon and too often you are severely limited the working space of your managers. They may be spending more time in complying with your commands rather than focusing on operational priorities and important tasks.

If you are not providing sufficient working space for your managers you are surely heading towards disaster as important tasks may be getting neglected to escape from your frequent and aggressive follow ups.

Listen to Your Managers

While experience is an asset it also makes one arrogant and conceited. Sometimes one tends to believe because he is the superior, he always right. The Boss Is Always Right principle looks good only on posters. It doesn’t work if you want to build a Professional organization.

Cultivate the ability to listen to the voice of your managers. Most times they know better as they are more familiar with the ground realities. If you decide on their behalf and just issue orders, you will have clerks in the guise of managers as you have killed their initiative.

Don’t Get Into the Nitty Gritties

Once broad goals and objectives are set with specific time frames and key results are outlined leave your managers to perform. If you get into too many details and meddle with the execution at every stage, you may be sure to mess up the entire process and ultimately the results.

The key to managing effectively is to empower people across the management structure so that they feel part of the responsibility and ownership.

Teaching Your Teen Good Money Management

An allowance is okay, but just until they get a job. Never make the allowance enough to get the things they want most. Make them learn to save their money up to buy those things. Once they do have even a part-time job, no more allowance. They will respect the money they earn a lot more than the money you give them.

Okay, you want your teenager to be more responsible with money.

Do you remember when you were a teenager?

Did you act responsibly with your money?

What were some of the things your parents did to teach you about handling your money better?

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In this article we will discuss some of the ways you can teach your teen to be responsible when it comes to both money and credit. We will discuss several options in regards to credit and cash management for teenagers.

Many of us, even as adults, don’t really know a lot about money management. This article may also help you as an adult manage your money and credit better. First let’s discuss goal setting. Why do you need to manage your money? What are you trying to accomplish?

The first thing you can introduce your teen to and maybe even yourself to do, is tracking where your money goes. How many times have you asked, “Where did I spend all that money?” If you have ever asked that then tracking your money can give you great insight into managing your budget better.

There are workbooks you can buy or you can use a simple notebook. Have your teen do this with you so you can both learn together. If you make it a family experience, your teen is more likely to pay attention and participate, because they will get to see how you manage your money too. It has the extra benefit of making you manage your money better to set a good example.

In this new workbook you and your teen write down every expense. Every time you or they spend money on ANYTHING, it gets written down. Not in a category, what was actually paid for with the money. You will be able to review this later when building categories like, “Items I could have done without.”

When you review your workbooks together, trade them. Each of you can mark what expenses the other probably should not have paid out and how much money you could each have saved if you didn’t make those extra expenditures.

It isn’t a bad idea for you to make a couple of mistakes on purpose so your teen gains confidence that they can handle their money and identify what expenditures were not necessary. You need to understand that the spending habits your teenager acquires in their teens will stay with them for the rest of their life.

An allowance is okay, but just until they get a job. Never make the allowance enough to get the things they want most. Make them learn to save their money up to buy those things. Once they do have even a part-time job, no more allowance. They will respect the money they earn a lot more than the money you give them.

When your teenager is around 16 and has a job, help them open their own checking account. Teach them how to balance their checkbook. If you have been doing the workbook with them, this should be easy. You can help them get a prepaid credit card or teach them how to use the debit card that comes with their new checking account responsibly.

Again, if you two have been doing your workbook and marking down everything you spend money on, managing a debit card will be easy. Also by continuing to do the workbook, you will both learn how to save more money because you will be more aware of where your money gets wasted.

We all want to help our teens and we want to buy them nice things, but as parents we also need to teach them responsibility. Nowhere is that more important than teaching them to be responsible with money and credit.

Buy them the necessities, but make them pay for the extras. That applies to clothing, school supplies, or anything else, especially where your teenager decides they want the better, more expensive version of the items in question. Let them pay for the extras and they will appreciate their money much more or will learn to do without the most expensive item.

If you help them with the purchase of a car, offer to match them dollar for dollar toward the car. If you do plan to buy the car for them, make them responsible for the payment of the insurance, gas, and other extras. That will also have the added benefit of teaching them to respect and take care of their automobile.

I hope this article has given you some ideas about how to teach your teen how to handle credit and money. Just to repeat one thing, remember that what you teach your teen about money and credit now will determine how successful they will be later in life. So take the time to teach them.

Can Any Tom Dick And Harry Start A Home Business

First,

my apologies

to whoever is offended by the title of this article on home business.

Okay

back to the question.

Can every Tom, Dick and Harry start a home business?



I know you may have a different view from mine.

First,

my apologies

to whoever is offended by the title of this article on home business.

Okay

back to the question.

Can every Tom, Dick and Harry start a home business?

I know you may have a different view from mine.

But let me first tell you that just like a candle lights up a room, this article was written with the intention of providing some light on home business. So my answer is that “YES” every one can start a home business.It does not matter where you are from or your level of education.

Every Tom, Dick and Harry can start a home business.

BUT, not every Tom, Dick and Harry will maintain and grow a home business.

This is where many people fail.

What do you need to maintain a home business?

You will need to have qualities for home business oriented people.

Below are some of these qualities that will help you to maintain and grow your home business:

1- Home business people are careful about money.They always know how much money they have.  They know the value and cost of things so they can recognize a real bargain. That is why they can maintain their home business.

2-Most home business entrepreneurs earned money when they were teenagers

The Fine Art Of Juggling Business And Motherhood For Mom Entrepreneurs

It is not easy to juggle business and motherhood. I do not claim to be an expert. After Jackie was born, I spent several years in the corporate world not realizing there were other opportunities for me. While I worked full-time, my constant concern was that I was missing everything while my child was in daycare for 11 hours a day.

Like every entrepreneurial mom, two of the top priorities in my life are my family and my business.

My Story. I have always been a driven person. I knew what I needed to do to earn my next promotion. I took every class and seminar that I could find to help me get ahead. When I was in my early 20’s, all my colleagues were men in their 40’s. If I had kept going, I would certainly have reached upper level management.

My desire and drive for status in the corporate world came to a screeching halt on a day in late 1993–the day I became Jackie’s Mom. That day, as all Moms understand, my priorities dramatically shifted. Life was no longer “all about me”. I wanted to spend as much time with her as I could. Suddenly work and school were unimportant. I began looking for opportunities to work from home or for good part-time jobs.

It is not easy to juggle business and motherhood. I do not claim to be an expert. After Jackie was born, I spent several years in the corporate world not realizing there were other opportunities for me. While I worked full-time, my constant concern was that I was missing everything while my child was in daycare for 11 hours a day. Because I know children are only little “for a short time”, a cloud of overwhelming sadness was constantly hanging over me. In my efforts to overcome this concern, I was fortunate along the way to find several excellent part-time jobs, and I even job-shared for a year. I have actually only worked full-time for half of my daughter’s 12 years. Yet it still never occurred to me that I could leave the security of a corporate job to have my own business.

Thankfully, the entrepreneurial bug bit me in late 2002. I now have my own business, and I love every minute of it. I am much happier and I am able to set my schedule around my children’s important activities and, on occasion work with them beside me. I recently sat at breakfast with Jackie and asked her when she has been happiest with my work schedule. She too was happiest when I was able to take her to school and pick her up myself and attend all her important activities.

My husband, Terry is about to begin working in my business full-time, too. While we are looking forward to being together more and working together to help build our business, this will be a major life change for us. Our son Cole (age three) is currently in daycare for three part-time days each week. Last week we discussed some of the adjustments we will need to make with Terry being home more. We made the commitment to juggle taking care of Cole and working in the business the remaining two days a week for the next two years until he starts kindergarten. We know it is best for Cole, that this time is a special time to be with him, and he is worth it.

Continue reading “The Fine Art Of Juggling Business And Motherhood For Mom Entrepreneurs”

A Parent’s Guide To Social Networking

This is the excerpt for a featured post.

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“It’s 10 p.m. Do you know where your children are?” Remember that phrase from your own childhood? It’s still a valid question, but now, it comes with a twist: “Do you know where your kids are-and who they’re talking to online?”

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Social networking sites are the hippest “meet market” around, especially among tweens, teens, and 20-somethings. These sites allow and encourage people to exchange information about themselves in profiles and journals, and use message boards, chat rooms, e-mail and instant messaging to communicate with the world at large. Unfortunately, while social networking sites can increase a person’s circle of friends, they also can increase exposure to people who have less than friendly intentions.

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The Federal Trade Commission, the nation’s consumer protection agency,

offers tips for helping your kids use these sites safely:

• Keep the computer in an open area, like the kitchen or family room, where you can keep an eye on where your kids are going online and what they’re doing.

• Use the Internet with your kids. Be open to learning about the technology so you can keep up with them. Look into their favorite sites so you can set sensible guidelines.

• Talk to your kids about their online habits. If they use social networking sites, tell them why it’s important to keep their name, Social Security number, address, phone number, age and family financial information to themselves. Your children should be cautious about sharing other identifying information, too.

• Your kids should post only information that you and they are comfortable with everyone seeing and knowing. The Internet is the world’s biggest billboard: Just about anyone could see their page, including their teachers, the police, a college admissions officer, or a potential employer. In addition, once information is online, it’s there forever.

• Warn your kids about the dangers of flirting with strangers online. Because some people lie online about who they really are, no one ever really knows who they’re dealing with. Tell your children to trust their gut: If they feel threatened or uncomfortable by someone or something online, they need to tell you and then report it to the police and your Internet service provider. You could end up preventing someone else from becoming a victim.

• If you’re concerned that your child is engaging in risky online behavior, you can search the blog sites they visit to see what information they’re posting. Try searching by their name, nickname, school, hobbies, or area where you live.